Each state, through its corporation commission, charters and oversees insurance practices, claims, and pricing. This is why pundits demanding interstate sales of health insurance to increase competitive pricing is ignorant. If you anticipate moving a lot, buy a Blue Cross & Blue Shield plan. They are registered as a corporation in every state (non-profit to boot).
Local plans through P.A.s or Hospital-based HMO’s are superior, but not portable due to the ‘brick & mortar’ aspect.
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The U.S. Constitution
WE, the PEOPLE of the UNITED
STATES, in order to form a more perfect union, establish justice, ensure domestic tranquility, provide for the common defence, promote the general welfare, and secure the blessings of liberty to ourselves and our posterity, do ordain and establish this Constitution for the United States of America...
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Each state, through its corporation commission, charters and oversees insurance practices, claims, and pricing. This is why pundits demanding interstate sales of health insurance to increase competitive pricing is ignorant. If you anticipate moving a lot, buy a Blue Cross & Blue Shield plan. They are registered as a corporation in every state (non-profit to boot).
Local plans through P.A.s or Hospital-based HMO’s are superior, but not portable due to the ‘brick & mortar’ aspect.
For a legal analysis of how the HMO business model can adapt and, thereby, reduce monthly premiums by $200/month, see http://paralegalnm.wordpress.com/2009/03/05/personal-injury-attorneys-and-liability-insurers-stealing-from-hmos-and-injured-parties/
paralegalnm
January 10, 2010 at 12:52 pm